Loan Program
Residential Loan Program
We offer purchase, bridge, cash-out, fix & flip, rehab, and new construction loans with a streamlined approval, funding, and disbursement process. Our broker partners are always protected.
Details
- Rates Starting From 9.75%
- Loan to Cost: Up to 75%
- Loan to Value: Up to 65%
- Asset-based Approach
- Loan Amounts: $500,000 and up
Terms
- Type: Non-Owner occupied single family residences (1-4 units)
- Location: California (exceptions case by case)
- Closing Timeline: 14-30 business days (faster if time sensitive)
- Loan Term: 6-24 months
- Loan Extension Options: Yes
- Lien Position: Generally 1st (2nds case by case)
- Loan Origination Fee: 1.5%-3.0%
- Prepayment Penalty: None (6 months minimum interest)
- Quick & Easy Setup
- Recourse & Non-Recourse Available (case by case)
Schedule a call to find out more
Ready to get started? Contact us and we’ll respond within two business days to discuss your request and provide an initial quote. If you choose to proceed, we'll send you a loan application, credit authorization form, and due diligence checklist. We oversee the entire loan approval and funding process, ensuring clarity and simplicity.
The Loan Process
Rates starting from 9.75%.
Check our rates—we aim to outperform the competition in rates and customer service. Evaluate our process—we pride ourselves on top-tier efficiency in loan processing.